Zopa logo

Zopa Bank Limited

Financial Services

Zopa Stock

Zopa is a UK-based digital bank offering personal loans, credit cards, and savings accounts. Known for its customer-centric approach, Zopa leverages technology to deliver transparent and efficient financial services. The company focuses on providing simple, fair, and accessible financial products to meet the diverse needs of its customers.

Founded: 2005

Zopa Website

Zopa Company Overview

Zopa is a digital bank based in the UK, renowned for its innovative approach to financial services. Initially starting as a peer-to-peer lending platform, Zopa transitioned to a full-fledged digital bank, offering a comprehensive range of products, including personal loans, credit cards, and savings accounts. Zopa’s personal loans are designed to be straightforward, with clear terms and no hidden fees, ensuring a stress-free borrowing experience for customers. The Zopa credit card provides users with control and flexibility, featuring benefits such as free credit score monitoring and an easy application process. Zopa’s savings accounts, including the Smart Saver and Fixed Term Savings, offer competitive interest rates and convenient money management through their user-friendly app. The digital bank’s commitment to transparency and fairness is evident in its operations and product offerings, focusing on creating financial products that customers can trust and easily understand. A key aspect of Zopa’s success is its use of technology to enhance customer experience. This includes performing 'soft' credit checks that do not impact credit scores, enabling quick and efficient loan approvals. The bank continually adapts to the changing needs of its customers, ensuring its services remain relevant and reliable. Zopa is regulated by the Prudential Regulation Authority and the Financial Conduct Authority, adhering to strict standards of financial conduct and customer protection. This regulatory compliance underscores Zopa’s dedication to maintaining high standards in its operations, ensuring customer confidence and trust. By focusing on innovation and customer-centricity, Zopa has established itself as a leading digital bank in the UK. Its commitment to providing simple, fair, and accessible financial products has garnered a loyal customer base, positioning Zopa as a trusted name in the financial sector.

Management Team

Jaidev Janardana CEO
Steve Hulme CFO
Clare Gambardella Chief Customer Officer
Merve Ferrero Chief Strategy Officer
Tim Waterman Chief Commercial Officer
Graham Robinson Chief Risk Officer

Funding Information