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Thought Machine Group Limited

Enterprise Software

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Thought Machine is a leading provider of cloud-native core banking and payments technology. Their flagship products, Vault Core and Vault Payments, offer banks the flexibility to build and manage any financial product or payment scheme. Trusted by top financial institutions worldwide, Thought Machine emphasizes configurability, operational resilience, and seamless integration with other services.

Founded: 2014

Thought Machine Website

Thought Machine Company Overview

Thought Machine is at the forefront of modern banking technology. The company’s flagship platform, Vault, includes Vault Core and Vault Payments, designed to offer cloud-native, highly configurable banking and payments solutions. These products allow banks to deploy on any cloud infrastructure, ensuring flexibility and control over their financial operations. Vault Core is a comprehensive core banking platform built from scratch to operate in the cloud. It supports a wide range of financial products, including current and savings accounts, credit cards, loans, and mortgages. Vault Payments, on the other hand, is a payments processing platform that supports various payment types and schemes globally, initially launching with support for the Mastercard network. Both platforms are built with a microservices architecture, ensuring scalability, high availability, and operational resilience. The API-first design of the Vault platform allows banks to integrate seamlessly with other technologies and services, enabling rapid product development and deployment. This approach ensures that banks can build and launch new financial products quickly and efficiently. Thought Machine’s technology is trusted by leading banks worldwide, showcasing their global reach and reliability. Headquartered in London, with offices in New York and Singapore, Thought Machine continues to expand its global presence. The company is known for its innovative culture and commitment to excellence, driven by a team of engineers with backgrounds in top technology firms. Their ongoing mission is to transform the banking industry by providing cutting-edge, cloud-native solutions that empower banks to modernize and future-proof their operations.

Management Team

Paul Taylor CEO
Chris Bujakowski CFO
Nicole Jude Chief People Officer
Gareth Richardson COO
Will Montgomery CTO
Travers Clarke-Walker Chief Commercial Officer

Notable Investors

Funding Information