Earnin is a financial technology company offering innovative solutions to facilitate immediate access to earned wages. Their flagship service allows users to withdraw portions of their earned pay before the traditional payday, without mandatory fees or interest charges. By integrating features like credit monitoring and financial calculators, Earnin aims to empower users to manage their finances more effectively in real time.
Founded: 2012
Ram Palaniappan Founder, CEO |
Ramaneek Khanna CTO |
Ramon Icasiano SVP of Customer Experience |
Sangeetha Raghunathan General Counsel & Chief Compliance Officer |
EarnIn recently rebranded. We spoke to the firm's CMO about the challenges EarnIn users face in their daily financial lives.
Set basic, easy-to-keep goals, like saving $100 a month, while maintaining discipline through knowledge around long-term benefits.
The fintech says its users took out 70 million cash advances in 2022, and many grew their paychecks along the way.
As social platforms lose their luster, performance advertisers find success in streaming.
The bank is enabling early access to direct deposits, an alternative to earned wage access products that are becoming more popular with economic stress on the rise.